Home warranties provide homeowners with protection against costly repairs and replacements of major home systems and appliances. With many companies offering home warranties, it’s essential to understand the differences between them before making a choice. Here’s a look at some of the top home warranty companies in 2025 and what they offer.
1. Choice Home Warranty
Choice Home Warranty is known for its affordable plans and straightforward coverage. It offers two main plans: Basic and Total. The Basic Plan covers essential home systems such as plumbing, electrical, heating, and major kitchen appliances. The Total Plan expands coverage to include air conditioning, washers, dryers, and refrigerators. Choice Home Warranty is praised for its 24/7 claims service and nationwide contractor network, though some customers note occasional delays and denied claims.
2. American Home Shield
One of the largest and oldest players in the industry, American Home Shield (AHS) boasts over 45 years of experience. It offers customizable plans that cover a wide range of systems and appliances, including optional add-ons like pools and septic systems. AHS is known for its strong contractor network and consistent customer service but generally charges higher premiums and service fees compared to competitors.
3. Select Home Warranty
Select Home Warranty targets budget-conscious homeowners, offering simple plans with essential coverage. Its pricing is competitive, and it offers add-ons for pools and spas. While Select’s plans are more limited in scope than some larger companies, it is an excellent choice for those looking for affordable basic coverage without too many frills.
4. First American Home Warranty
First American Home Warranty focuses on quick claim processing and low service fees, making it a favorite among homeowners who prioritize cost-effectiveness. Its coverage is solid for most major home systems and appliances but is only available in select states. Customer reviews generally highlight positive service experiences and straightforward contracts.